1. What Information is Collected

We may collect personal information when you submit forms on our website, including:

• Name

• Phone number

• Email address

• Mailing address (if voluntarily provided)

• Insurance coverage information or inquiry details submitted through forms

• IP address and device information

• Website usage data through cookies and analytics tools

2. How User Data is Used

• Respond to your request for insurance or financial protection information

• Connect you with licensed insurance professionals

• Provide educational materials and resources

• Communicate regarding insurance products or services you requested

• Send SMS/text messages related to your inquiry or requested services

• Send email communications regarding your request

• Improve our website functionality and user experience

• Analyze website usage and engagement through analytics tools

• Comply with legal, regulatory, and insurance licensing requirementsCoverage Clarity Hub may share your information with licensed insurance professionals who can assist with your request.

Coverage Clarity Hub may share your information with licensed insurance professionals or service providers who assist in responding to your request. Information is only shared as necessary to provide the requested services and is handled in accordance with applicable privacy and data protection laws.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All categories above exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

3. SMS Opt-In Details

Coverage Clarity Hub sends SMS/text messages only to individuals who have provided explicit consent through our website forms.

By submitting your phone number and providing consent through our website form, you agree to receive SMS/text messages from Coverage Clarity Hub regarding your request for insurance information or services.

Message frequency varies depending on your interaction and service needs. Message and data rates may apply.

You may opt out at any time by replying STOP to any message received. For assistance, reply HELP.

Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes. All categories above exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

4. Information Sharing

Coverage Clarity Hub does not sell personal information to third parties.

Information you submit through our website forms may be shared with licensed insurance professionals or affiliated service providers who assist in responding to your request for insurance guidance or coverage options.

These professionals and service providers are required to handle your information responsibly and in accordance with applicable privacy and data protection laws.

We may also share information when required to comply with legal obligations, regulatory requirements, or to protect our rights and the security of our services.

Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes. All categories above exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Information may also be processed by trusted technology providers that support our website, communications, and security systems.

5. Cookies and Tracking Practices

Our website may use cookies, analytics tools, and similar tracking technologies to understand how visitors interact with our website and to improve user experience.

These technologies may collect information such as IP address, browser type, device information, pages visited, and interaction with website features.

Cookies help us analyze website performance, enhance functionality, and improve the services we provide to users.

Users may control or disable cookies through their browser settings. Disabling cookies may affect certain website functionality.

We may also use trusted third-party analytics providers to help understand website traffic and improve our services.

6. Data Security and Handling

Coverage Clarity Hub takes reasonable administrative, technical, and organizational measures to protect your personal information from unauthorized access, misuse, alteration, or disclosure.

These safeguards may include secure data storage systems, encrypted communications, access controls, and monitoring of our systems to help protect personal information submitted through our website.

Personal information is only accessed by authorized personnel or licensed insurance professionals who require the information to respond to your request for insurance services.

While we take reasonable steps to protect your information, no method of transmission over the internet or electronic storage is completely secure. Therefore, we cannot guarantee absolute security of personal information.

If we become aware of a data security incident affecting personal information, we will take reasonable steps to investigate and respond in accordance with applicable laws.

7. User Rights

Users may request access to, correction of, or deletion of their personal information by contacting us directly.

Users may also request information regarding how their personal data is used or shared.

Individuals may opt out of SMS communications at any time by replying STOP to any text message received. For assistance, users may reply HELP or contact us directly.

We will make reasonable efforts to respond to privacy-related requests in accordance with applicable laws and regulations.S

Users may also request that we limit or stop the use of their personal information where permitted by applicable law.

8. Mobile Info Sharing Statement

Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes.

All categories above exclude text messaging originator opt-in data and consent. This information will not be shared with any third parties under any circumstances.

Coverage Clarity Hub does not sell, rent, or distribute mobile phone numbers or SMS consent information to outside organizations.

Mobile phone numbers collected through our website forms are used solely to respond to user inquiries or requested services.

9. Your Choices

You may choose not to provide certain personal information when using our website. However, doing so may limit our ability to respond to your request for insurance information or services.

You may request that we update, correct, or delete your personal information by contacting us directly.

Users may also opt out of SMS communications at any time by replying STOP to any text message received. For assistance, reply HELP.

10. Contact Information

If you have questions about this Privacy Policy or our data practices, you may contact Coverage Clarity Hub using the information below:

Coverage Clarity Hub
Oakland, California
Email: support@coverageclarityhub.com

Phone: 510-988-9394

We will make reasonable efforts to respond to privacy-related inquiries and requests in a timely manner.

11. Policy Updates

Coverage Clarity Hub may update this Privacy Policy periodically to reflect changes in our practices, services, or legal requirements.

When updates are made, the revised version will be posted on this page along with an updated effective date. We encourage users to review this Privacy Policy periodically.